James Robinson - Guest Blogs for us on all things Asset Finance - of course with a big bias towards purchasing office furniture!

'Creating the right impression and atmosphere for customers and staff alike is such an important thing to do. There are various schools of thought that say it takes 10, 7 or even a tenth of a second for people to form an opinion of you and your business. So, wouldn’t you want to make a big positive impact by creating a fabulous working environment?

There are so many reasons why it is important to create a lovely space but there are also reasons not to. Well, mainly one reason… money…

Unlike vehicles and other assets like machinery and plant, office furniture and décor does not directly generate any revenue for the business. So, the cost of making the office look incredible can be a cost that is hard to justify, right…wrong!!

Arguably your staff are the most important resource that your business has. By creating a pleasant and positive working environment where they feel comfortable and happy, they will stay and be more productive. You’d be surprised at how excited and empowered staff feel when they are ‘allowed’ to choose their own chair and desk set-up. Consider the cost of employing a new member of staff and the time and cost of training them versus the significantly lower cost of giving them a happy workplace.

Whether you call it a board room, conference room or meeting room, this is a fabulous place to woo your customers, haggle with suppliers and entice potential new employees. It needs to ‘pop’ and reflect how amazing your business is and the culture and values that it represents. Get some money spent on making a powerful space within the business.

So, if your looking to purchase new furniture why don’t you look at spreading the cost of your purchase across several years? This way, you can get the workspace of your, and our staff’s, dreams without compromising on price and you aren’t having a huge impact on your cashflow.

There are so many lenders out there that have an appetite to fund office fit-outs, furniture, IT, telephony and all the lovely assets that your business needs to thrive and grow. Luckily, I have over 80 lenders on my panel so am able to assist most businesses with any asset purchase they have. Its pretty safe to say that if you can touch it, I can finance it.

If your Furniture Quote is £5,000 upwards, I can match the asset (the furniture) and the customer (you) to the right lender. By splitting a purchase price into smaller monthly payments, it allows the business the benefit from having the asset without the strain on cashflow that paying in full would add.'

Some of the BENEFITS of Finance:

**Supports cash flow by spreading the cost over several years.

**The asset is shown on your balance sheet.

**VAT can be reclaimed in full.

**The interest charges are allowable against tax.

**Tax writing down allowances are available.

**Helps with budgeting for both cash flow and growth projects.

I’m more than happy to speak with you to discuss funding your exciting project.  My number is 07703 188167 and my email is james@nextstepaf.co.uk

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